The French people are in a continuous state of anxiety about pensions, but they do not see the common thread connecting all of them: the ageing of a society that is ill-prepared for it.
The development of personal pensions at the national and cross-border levels is hindered by high compulsory payments to public pension funds, restrictions on the participation of the self-employed and the unemployed, rules governing access to retirement savings, taxation of retirement income and other national legal requirements.