Facts and analysis: An integrated European market for card, internet and mobile payments


Lithuanian Free Market Institute, September 2013


Regulation, specifically Interchange Fee caps on credit and debit cards, would be especially harmful to consumers and new merchants or start-up businesses that rely on or are developing new innovative solutions for the e-commerce market. It is highly likely that consumers would have much less to choose from and the prices for goods and services could be higher, while entrepreneurs see their incentives to innovate, develop and invest reduced.


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EPICENTER publications and contributions from our member think tanks are designed to promote the discussion of economic issues and the role of markets in solving economic and social problems. As with all EPICENTER publications, the views expressed here are those of the author and not EPICENTER or its member think tanks (which have no corporate view).


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